Hello, I’m Andrea Chiu. I’m 28, live in Toronto and have about $20,000 of student debt.

I don’t know much about money but I know I need to be better with it. With this in mind, I decided to start a Unspending, a blog that will keep me on track towards my goals to:

  1. Be more knowledgeable about my personal finances
  2. Keep me on track to reduce my debt more efficiently

In short, Unspending is my blog about personal finances and how I’m trying to become less of a spender and more of a saver.

Read more about my goals in the first blog entry: What is Unspending?

I also write about non-money things at http://andreachiu.wordpress.com.

Contact me at and dot chiu at gmail dot com.