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By Wolfgang Staudt
Photo By: Wolfgang Staudt

Hi, I’m Andrea and like many university graduates, I’ve found myself in a not-so-little financial hole. I’ve got $20,000 of credit card and student debt to pay off and I don’t know the first thing about personal finances. This is about to change. Unspending is the process of taking my money back, one penny at a time. By living a more frugal lifestyle and educating myself about finances (including those confusing terms), I will climb out of debt in the most efficient way I can. This isn’t about restricting life’s pleasures, it’s about being smarter with my money. I know it will be a long journey with a few bumps, but I’m looking forward to the end of the road.